CLV / LTV (Customer Lifetime Value)

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What is CLV?

CLV (Customer Lifetime Value), also known as LTV (Lifetime Value), is the total revenue or profit a company can expect to generate from a single customer over the entire customer relationship. It's one of the most important metrics for SaaS companies and other subscription-based businesses.

CLV helps companies understand the long-term value of their customers and make better decisions about customer acquisition, retention, and compensation.

Why is CLV important?

For the company

  • Customer acquisition decisions: Determines how much you can invest in acquiring new customers (CAC)
  • Segmentation: Identify the most valuable customer segments
  • Resource allocation: Prioritize efforts toward high-CLV customers
  • Valuation: Key metric for investors and acquisitions

For sales compensation

  • Commission structuring: Align commission with long-term customer value
  • Quality focus: Reward salespeople for finding high-CLV customers
  • Clawback design: Set clawback periods based on typical CLV realization

How to calculate CLV

Simple formula (historical)

CLV = Average Revenue per Customer × Average Customer Lifespan

Detailed formula (SaaS)

CLV = (ARPU × Gross Margin) / Churn Rate

Where ARPU = Average Revenue Per User (monthly)

CLV calculation example

  • Monthly ARPU: $250
  • Gross margin: 80%
  • Monthly churn rate: 2%
  • CLV: ($250 × 0.8) / 0.02 = $10,000

Alternative calculation with customer lifespan

  • Monthly ARPU: $250
  • Average customer lifespan: 36 months
  • Gross margin: 80%
  • CLV: $250 × 36 × 0.8 = $7,200

CLV benchmarks

CLV varies enormously by industry and business model:

  • SMB SaaS: $2,000-$10,000
  • Mid-market SaaS: $10,000-$75,000
  • Enterprise SaaS: $75,000-$750,000+

CLV:CAC ratio

The most important ratio in SaaS economics:

  • 3:1 or higher: Healthy, scalable business
  • 2:1: Acceptable, but limited margin
  • 1:1 or lower: Not sustainable - spending too much on acquisition

How to increase CLV

Reduce churn

  • Improve product quality and customer experience
  • Proactive customer success
  • Better onboarding
  • Regular business reviews

Increase revenue per customer

  • Upselling to higher plans
  • Cross-selling add-ons
  • Annual price increases
  • Expansion revenue from growing customers

Improve customer selection

  • Focus on ideal customer profiles (ICP)
  • Better lead qualification
  • Avoid customers with poor fit

CLV and sales compensation

CLV should influence commission design:

CLV-based commission

  • Higher commission for high-CLV customer segments
  • Bonus for multi-year contracts
  • Commission on expansion revenue (not just new business)

CLV-aligned clawback

  • Clawback period matches typical time to CLV realization
  • Longer clawback for higher upfront commission

Quality incentives

  • Bonus for low churn in salesperson's customer base
  • Commission on renewal (Account Management)

CLV segmentation

Not all customers have the same CLV. Segment to optimize:

  • High CLV: Enterprise customers, multi-product, low churn
  • Medium CLV: Mid-market, standard products
  • Low CLV: SMB, high churn, price-sensitive

Related terms

  • CAC: Customer Acquisition Cost
  • Churn: Customer attrition
  • NRR: Net Revenue Retention
  • ARPU: Average Revenue Per User
  • MRR/ARR: Recurring revenue

Optimize for CLV with Prowi

Commission structures should reward salespeople for finding high-CLV customers. With Prowi, you can design compensation plans that align sales behavior with long-term customer value, including differentiated rates, clawback rules, and expansion commission. Book a demo and see how Prowi can help you optimize for CLV.