TCV - Total Contract Value

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What is TCV (Total Contract Value)?

TCV (Total Contract Value) is the total economic value of a customer contract over its entire agreed duration, including all one-time fees, recurring payments, and any add-on products or services.

TCV is an important metric for sales organizations as it provides a complete picture of a deal's value—unlike ACV (Annual Contract Value), which only measures the annual value.

The TCV Formula

TCV = (Monthly/Annual Recurring Payment × Contract Length) + One-Time Fees

Or more detailed:

TCV = MRR × Number of Months + Implementation Fee + Training Fee + Other One-Time Costs

Calculation Examples

Example 1: Simple SaaS Contract

ElementValue
Monthly subscription$2,250
Contract length24 months
Implementation fee$7,500
TCV$61,500

Calculation: ($2,250 × 24) + $7,500 = $61,500

Example 2: Multi-Year Enterprise Contract

ElementYear 1Year 2Year 3Total
Annual license$75,000$75,000$75,000$225,000
Implementation$30,000--$30,000
Training$11,250--$11,250
Premium support$7,500$7,500$7,500$22,500
Total TCV---$288,750

Example 3: Contract with Escalation

Some contracts have built-in price increases:

YearAnnual PaymentEscalation
1$45,000-
2$47,250+5%
3$49,613+5%
TCV$141,863-

TCV vs. Other Value Metrics

MetricDefinitionUse Case
TCVTotal value over entire contractDeal sizing, commission on large deals
ACVAnnual recurring valueDeal comparison, annual quota
ARRAnnualized recurring revenueCompany valuation, growth measurement
MRRMonthly recurring revenueCash flow, monthly performance

TCV in Commission Calculation

Model 1: Commission on Full TCV

Salesperson receives commission on entire contract value at close:

  • TCV: $150,000
  • Commission rate: 8%
  • Commission: $12,000

Advantage: Strong incentive to close longer contracts

Disadvantage: High upfront payout, risk with early churn

Model 2: Commission on ACV with TCV Bonus

Base commission on first year's value plus bonus for longer contracts:

Contract LengthACV CommissionTCV BonusTotal Rate
1 year10%0%10%
2 years10%+2%12%
3 years10%+4%14%

Model 3: Distributed TCV Commission

Commission is spread over the contract's duration:

TimingPayout
At close50% of commission
After 12 months25% of commission
After 24 months25% of commission

This model reduces risk from early customer churn.

When to Use TCV vs. ACV

Use TCV when:

  • You sell multi-year contracts
  • Implementation fees are significant
  • You want to motivate longer agreements
  • Enterprise sales with complex contracts

Use ACV when:

  • Most contracts are 1-year
  • You want to compare deals across contract lengths
  • Renewals are uncertain
  • SaaS with month-to-month or annual agreements

TCV and Quota Setting

When quotas are set based on TCV, consider:

Example: TCV Quota vs. ACV Quota

RepDealsTotal ACVTotal TCVACV Quota ($150K)TCV Quota ($300K)
Anna5 × 1-year$150,000$150,000100%50%
Bob3 × 3-year$90,000$270,00060%90%

With TCV quota, Bob is rewarded for closing longer contracts, even though his ACV is lower.

Benefits of TCV Focus

  • Long-term relationships: Incentive to negotiate longer agreements
  • Predictability: Better revenue forecasting
  • Customer commitment: Longer contracts = lower churn
  • Deal sizing: Complete picture of deal value

Challenges with TCV

  • Cash flow timing: TCV is realized over time, not upfront
  • Churn risk: Customer may cancel before contract expires
  • Comparison: Difficult to compare deals with different lengths
  • Discounts: Multi-year deals often have lower annual price

TCV in Practice: Example

A salesperson negotiates with a customer on two options:

OptionAnnual PriceLengthDiscountTCV
A: 1-year$60,0001 year0%$60,000
B: 3-year$54,0003 years10%$162,000

With TCV-based commission (8%):

  • Option A: $4,800 commission
  • Option B: $12,960 commission

The salesperson has strong incentive to close the 3-year deal.

Related Terms

Conclusion

TCV is an essential metric for understanding the full value of customer contracts, especially for multi-year agreements. By incorporating TCV into your commission structure, you can motivate salespeople to focus on long-term customer relationships and larger contract values.

Want to optimize your TCV-based commission? Prowi can automatically calculate commission based on TCV, ACV, or hybrid models. Book a demo to see how we can help you set up the right commission structure.