Commission Upon Termination: What Are Your Rights? (2026)

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You've worked deals for months. Your pipeline is loaded with opportunities about to close. Then comes the termination, whether your resignation or your employer's decision.

What happens to your commission?

According to industry research, variable compensation averages 20-30% of total pay for sales professionals. For many reps, that means $2,000-4,000 per month. Losing your commission rights could cost you a quarter of your annual earnings.

Here's your complete guide to your rights, and the contract traps to avoid.

The Legal Framework: Your Protection

In the United States, commission rights upon termination vary by state, but several principles apply broadly:

Employment Contracts Rule
Your written agreement determines most commission rights. Courts generally enforce clear commission terms, including when and how commissions are earned.

Earned vs. Unearned Commission
Most states distinguish between commission that's already "earned" (deal closed) and commission on pending deals. Once earned, commission is typically owed regardless of employment status.

State Wage Laws
Many states classify earned commission as wages. California, New York, Massachusetts, and others require timely payment of all earned wages upon termination, including commission.

Your rights by situation

SituationYour RightsTermination by employerFull commission on earned dealsVoluntary resignationFull commission on earned dealsGarden leave / Paid leaveTypically estimated commission based on historical averagePro-rata bonusDepends on contract terms and state law

Commission During Your Notice Period

Whether you resign or get fired, you're entitled to commission on deals that close during your notice period.

This applies even if your employer places you on garden leave. You can't be "punished" for being on leave by losing your commission.

Calculating Commission During Garden Leave

When you're on garden leave, you can't close new deals. Your commission is calculated as an estimate.

Best practice calculation method:

  1. Take your average monthly commission over the past 12 months
  2. Multiply by the number of garden leave months
  3. That's your commission entitlement during leave

Example:

  • Average commission: $2,500/month
  • Garden leave period: 3 months
  • Commission entitlement: $7,500

If a reasonable estimate can't be made, look at the employee's historical commission over a longer period.

Real-time insight into your commission

With Prowi, sales reps can track their earnings live, including commission per deal and progress toward targets. This creates motivation and transparency.

Book a demo →

Post-Termination Commission: Deals That Close After You Leave

This is where it gets interesting, and contentious.

What happens to deals you've worked on for months but that close after your last day?

The Key Question: When Is Commission "Earned"?

Most commission disputes center on timing. Courts and contracts typically recognize three trigger points:

  • When the deal is signed: Commission is earned when the customer signs the contract.
  • When the customer pays: Commission is earned when payment is received.
  • When specific conditions are met: Commission is earned when certain milestones occur.

Your contract should specify which trigger applies. If it doesn't, courts often interpret ambiguity in favor of the employee.

How Much Could You Be Owed?

Post-termination commission can add up quickly. Sales professionals who leave with a full pipeline often have $5,000-$15,000 or more in pending deals.

According to SHRM research, some court cases have resulted in awards of $50,000+ for unpaid post-termination commission, plus legal fees.

Commission types and your rights

Commission TypeYour RightsAlready earned commissionFull payment by final paycheck or next pay dateCommission during notice periodFull commission or estimatePost-termination commission (pipeline)Depends on contract and when commission is "earned"Commission on canceled ordersTypically no right unless otherwise agreed

Red Flags in Your Employment Contract

Your commission rights depend heavily on your contract. Here's what to watch for.

Red Flag #1: Waiving Post-Termination Commission

Some contracts include clauses like:

"Any commissions not credited before the employee's termination date will not be paid and will remain with the company."

This type of clause could mean you lose commission on deals you've worked on for months, simply because they close days after your last day.

Always negotiate for explicit post-termination commission rights.

Red Flag #2: Commission Only Upon Customer Payment

Some agreements specify that commission is only earned when the customer pays, not when the order closes.

This could mean:

  • You lose commission if the customer is slow to pay
  • You lose commission if the customer cancels after you leave
  • You have difficulty proving what amounts you're owed

Red Flag #3: "Employed at Time of Payout" Clauses

A clause stating you only receive bonus if employed on December 31 may be unenforceable in some states, especially for earned commission classified as wages.

Many companies still include such clauses, and many reps accept them without knowing they may be invalid.

What Should Your Contract Include?

  • When commission is earned: At deal signing, not customer payment
  • Post-termination commission: Explicit right to commission on pipeline deals
  • Calculation method during leave: 12-month average
  • Pro-rata bonus: Clear entitlement to proportional share
  • Canceled orders: Clear regulation of risk allocation

Transparency builds trust

The more complex your compensation model, the more important it is that reps can follow along. Prowi provides real-time visibility into all components: commission, bonus, accelerators.

See how it works →

Clawbacks: Can Your Employer Take Commission Back?

What happens if a customer cancels an order after you've been paid commission?

The general rule is shared risk. If you receive commission on a sale and the customer later cancels, your employer can often offset against future commission.

But after termination, it's different. According to legal experts at SHRM, employers cannot typically demand repayment of commission already paid, unless the contract clearly permits clawbacks.

Exception: If commission was paid based on an error (e.g., miscalculation), there may be a repayment claim.

How to Protect Your Commission Upon Termination

Before You Resign

  1. Review your contract: Find the clauses about commission and post-termination rights.
  2. Document your pipeline: Screenshot all deals in progress.
  3. Calculate your entitlement: What have you earned, and what do you expect to close?
  4. Seek advice: Consult an employment attorney if significant amounts are involved.

During Your Notice Period

  1. Get it in writing: Confirm in writing what happens to your commission.
  2. Keep documenting: Track all deals in your pipeline.
  3. Monitor garden leave terms: Calculate your expected commission.

After Termination

  1. Follow up on post-termination commission: Contact your employer about deals that close.
  2. Check pay stubs: Was commission paid correctly?
  3. Act quickly on errors: Statutes of limitations apply (typically 2-6 years depending on state).

Example: Calculating Total Commission Entitlement

The Situation:

  • Sarah is a Senior Account Executive with base salary of $80,000/year
  • Average commission over last 12 months: $3,000/month
  • She resigns March 15 with 60 days notice (terminates May 15)
  • Employer places her on garden leave April 1
  • She has 4 deals in pipeline worth $400,000 total
  • Her commission rate is 5%

Calculation:

  • Base salary March 15 to May 15 (2 months): $13,333
  • Commission March 15-31 (working): $1,500 (estimate)
  • Commission April to May 15 (garden leave, 1.5 months): $4,500
  • Post-termination commission (4 deals x $400K x 5%): $20,000*
  • Total entitlement: $39,333

*Assuming deals close within reasonable time and contract doesn't waive post-termination commission.

FAQ: Commission Upon Termination

Do I have a right to commission if I resign?

Yes. You're entitled to commission on all earned deals during your notice period, whether you resigned or were terminated.

What happens to my commission if I'm placed on garden leave?

You're entitled to estimated commission based on your average earnings. Typically calculated as the average of the past 12 months of commission.

Can my employer refuse to pay post-termination commission?

It depends on your contract. If your contract waives post-termination commission and you've accepted it, enforcing your claim may be difficult. But certain clauses may be unenforceable depending on state law.

How long after termination can I claim post-termination commission?

There's no fixed limit. It depends on when the deal started and what's "reasonable time" in your industry. General statutes of limitations (2-6 years) apply.

What do I do if my employer won't pay?

  1. Document your claim in writing
  2. Consult an employment attorney
  3. Consider filing a wage claim with your state labor department
  4. As a last resort, pursue litigation

Automate Your Commission Tracking

Many commission disputes arise because neither the rep nor the employer has clear visibility into what's earned and when.

With a system like Prowi, you have real-time insight into:

  • What you've earned, down to each individual deal
  • What's in your pipeline, and when it's expected to close
  • Historical averages for calculation during garden leave

This makes it far easier to document your claim if disputes arise.

Ready to get real-time visibility into your commission?

Whether you use commission, bonus, or a combination, Prowi helps you make it transparent. Your reps can track their earnings in real-time, and you can see what drives performance.

Book a demo →

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